Run Your Business — Merchant Tools, Invoicing & Back Office | Business Payment Systems

Merchant services solutions that grow with you

BPS merchant account tools help you run invoicing, deposits, inventory, and day-to-day ops — with clear rates and a specialist who picks up when something breaks.

Free fee checkup · Next-day funding options · No long-term contracts

Merchant account services

Merchant account services to streamline your back office

BPS helps you run more than the swipe — manage transactions, sales, deposits, and the people on your floor with clear guidance and support that answers.

Reputation management

Protect the 5-star experience after the sale — and get help fast when a payment issue could turn into a bad review.

Customer management

See who’s new vs loyal with clearer ticket size, card mix, and repeat patterns — without spreadsheet gymnastics.

Employee management

Stay on top of schedules and performance where your POS supports it — tip adjustments and shift handoffs without a corporate hotline.

Chargeback support

When a dispute hits, you text Michael — not a ticket queue — and get a real plan the same day.

Virtual terminal

Key payments from the office, send payment links, and keep remote sales on the same clear statement.

PCI made plain

Compliance guidance without mystery “security” junk fees. You’ll know what’s required and what isn’t.

Hardware

Durable devices that work with your merchant tools

Choose hardware that fits your rush. Michael matches mobile readers, smart POS, and terminals to your floor — and tells you what’s free vs what isn’t before you switch.

Mobile credit card reader with smartphone
Mobile

Phone & tablet readers

Turn a smartphone or tablet into a payment device with Bluetooth and tap-to-pay options for crews on the move.

Ask about mobile →
Smart countertop POS system
POS

Smart countertop POS

Touchscreen systems with receipts, tips, and inventory workflows that fit retail and food service.

See Square options →
Smart payment terminal on a counter
Terminal

Smart terminals

Fast counter checkout with tap, chip, and swipe — portable enough to walk the floor when you need it.

Text for terminal help →

Any industry

Customized merchant account management for any industry

We don’t do one-size-fits-all. Michael tailors processing and back-office tools to how your business actually takes cards — restaurants, retail, services, specialty, and more.

Frequently asked questions

Merchant tools, answered straight

Can I get flat-rate or cash-discount pricing with BPS?

Sometimes — it depends on your industry and volume. Michael reviews your statement first and only recommends a program if the math is honestly better for your shop.

How fast do funds transfer to my account?

Qualified sales typically fund the next business day. If a deposit looks short or late, you text or call Michael and get a real answer the same day.

How secure is your hardware and processing?

We set you up on PCI-DSS compliant processing paths and keep compliance guidance plain. No mystery “protection” junk fees dressed up as security.

Do I need to rebuild my whole back office to switch?

Usually no. We plan changeover around your rush so you keep taking cards the same day, and we reuse terminals whenever we can.

What does the free fee checkup cost?

Nothing. Text one statement. Michael shows your true rate in plain English — usually within a day — with no obligation to switch.

Text (575) 779-5505 See accept payments →

Integrations

Seamless functionality for the tools you already use

From smart hardware to ecommerce and popular POS platforms, Michael helps wire processing into your stack — website, apps, or counter — without a call-center maze when something needs fixing.

Talk integrations

For business-building merchant solutions, go BPS

Clear processing, working equipment, and a person who picks up — so you can run the shop instead of chasing statements.

No contracts. No obligation. Just clearer merchant services.