True effective rate
Your real cost as a percent of volume — not the teaser rate on a flyer.
See what cards really cost you
Check your effective rate in seconds — then get a free statement checkup from Michael.
Free fee checkup · Next-day funding options · No long-term contracts
Instant estimate
Check your effective rate in 30 seconds
Enter last month’s card volume and total processing fees. We’ll show your true rate, how it compares for your industry, and a rough savings estimate — then Michael can verify it line by line.
What you get
A clear picture — not a sales pitch
Junk fees flagged
PCI clutter, mystery “protection,” and markup that hides in the fine print.
An honest verdict
Yes, no, or not yet. If we can’t beat your deal, Michael will say so.
Free fee checkup
Request yours
A few details now — then text a statement photo. Usually within a day. Free, no obligation, statement stays private.