Fraud & chargeback help
Transaction visibility and a specialist who helps you respond — not a ticket that disappears into a queue.
Specialty merchant services made for how you sell
BPS makes specialty and high-ticket processing clearer — hard-to-place categories, large average tickets, and online specialty sales with a specialist who tells you straight whether we can help.
Free fee checkup · Honest underwriting talk · No long-term contracts
Hard-to-place & high-ticket
Don’t stress payment processing for specialty businesses
Specialty merchants are passionate about what they do. BPS matches that with clear underwriting, chargeback-aware setups, and support that answers — for high-ticket retail, specialty online, and regulated niches we can place.
When others say “no,” we work the file.
Start with a free checkup
Not every specialty account is a fit — and Michael will say so. If we can place you, you’ll get plain-English rates, working equipment, and a cell that rings.
High-ticket retail
Furniture, equipment, and big-ticket sales need deposits, pre-auth, and clear funding — not surprise holds after the sale.
Talk high-ticket →
Telehealth & specialty care
Card-not-present and recurring billing for specialty clinics — with security guidance that stays plain English.
Ask about specialty care →
Online specialty
Invoicing, virtual terminal, and ecommerce paths for specialty catalogs — with chargeback help when disputes spike.
See online options →
Specialty retail
Niche products and regulated categories need a partner who reviews the model first — then builds a processing path that fits.
Text Michael →
Subscriptions & memberships
Recurring billing that customers can trust — with clear statements so renewals don’t turn into mystery fees.
Talk recurring →
Chargeback-heavy models
Online dating, digital goods, and higher-dispute verticals need fraud tools and a human who helps when banks push back.
Get chargeback help →Specialty management tools
Tools that help specialty businesses run cleaner
Hard-to-place isn’t just about getting an account — it’s about managing risk, reporting, and deposits without a call-center maze.
Reporting tools
Stay on top of volume, average ticket, and deposits so cash flow isn’t a surprise at month-end.
Data security
PCI-DSS compliant processing paths and plain guidance — no mystery “security” junk fees.
Card-not-present ready
Online, phone, and invoice payments where approved — built for specialty catalogs and remote sales.
Clear pricing options
Specialty often costs more — Michael shows why, then only recommends a program if your margin improves.
Next-day funding options
Qualified sales typically fund the next business day — with a real answer if a deposit looks short.
Smart POS
Counter, mobile, and virtual — matched to specialty sales
In addition to Virtual Terminal and ecommerce options, BPS helps you take cards in-store or on the road — without overbuying hardware you don’t need.
Accept Blue Virtual Terminal
Accept Blue gateway for card-not-present and high-ticket — phone orders, invoicing, and remote closes without overbuying gear.
Ask about Accept Blue →
Dejavoo terminal
Dejavoo counter terminal when you still need in-person tap, chip, and swipe — without a full POS station.
Text for terminal help →
Genius Countertop
Genius modular countertop when the specialty floor needs a real station — Michael matches hardware only if underwriting and volume justify it.
Ask about Genius →Specialty payment features
Built for how specialty customers pay
Recurring billing, card-not-present, invoices, and gateway options — so you don’t miss a sale waiting on the wrong stack.
Recurring & subscriptions
Membership and subscription billing that keeps customers on file securely where approved.
Card-not-present
Phone, online, and invoice payments for specialty catalogs and remote high-ticket closes.
Virtual Terminal
Key payments from the office — orders by phone, mail, or chat without juggling five gateways.
Payment gateway paths
Michael helps wire processing into the tools you already use — without mystery middlemen fees.
Frequently asked questions
Specialty processing, answered straight
Why are some businesses hard to place or specialty?
Higher chargebacks, card-not-present volume, large average tickets, thin credit, or regulated products can trigger specialty underwriting. Michael reviews your model and statement before promising a path.
What is included in specialty merchant services with BPS?
Where approved: in-person, online, and phone processing — plus clear rate guidance, chargeback support, and equipment or Virtual Terminal options matched to how you sell.
How secure are your payment processing solutions?
PCI-DSS compliant processing paths and plain compliance guidance. No mystery “protection” junk fees dressed up as security.
What is a good rate for specialty or high-ticket?
Specialty often prices higher because of risk. Send a statement — Michael shows your true effective rate and only recommends a switch if the math is honestly better.
What does the free fee checkup cost?
Nothing. Text one statement. Usually within a day. No obligation to switch.
Integrations
Specialty industries are complex — integrations shouldn’t be
Focus on your regulations and catalog. Michael helps connect processing to the tools you already use so you’re not stuck figuring out gateways alone.
When others say “no,” we say let’s look at the file
Finding a payments partner for specialty or high-ticket can be hard. Send a statement — Michael gives a clear yes, no, or next step. No contracts. No fluff.
Honest underwriting. Clear rates. A specialist who picks up.