About Business Payment Systems | Michael Pacheco, Merchant Services

Payments handled by people who actually pick up

When a deposit question comes up at 7am, you get Michael — not a ticket number.

Free fee checkup · Next-day funding options · No long-term contracts

About BPS

See what you’re really paying

When a deposit question comes up at 7am, you get Michael — not a ticket number. Merchant services with people and principles at the center.

Michael Pacheco, Business Payment Systems

Meet Michael

Hi, I’m Michael

I help Texas-area merchants cut junk fees, set up working equipment, and get a real answer when something breaks. Text a statement — I’ll show your true rate in plain English.

5.0 Google · 77 reviews Official Square Reseller TX · NM · OK · LA · AR

Text a statement Request free checkup →

What you can count on

A processor who picks up

01

A person, not a queue

Deposits, chargebacks, terminals — solved with Michael, not tickets that bounce between departments.

02

A setup built for your business

Counter, mobile, online, or Square — matched to how you actually take cards, with next-day funding options.

03

Straight answers about cost

True effective rate in plain English. If you’re already on a fair deal, I’ll say so — no pressure to switch.

Want a processor who picks up?

Free fee checkup. No contracts. Local support for Texas and nearby states.