Retail POS Systems & Payment Processing | Business Payment Systems

Get seamless retail POS & payment processing

Retail merchant services that fit — boutiques, convenience, apparel, and hybrid shops. Clear rates, working equipment, and a specialist who picks up.

Free fee checkup · Usually within a day · No long-term contracts

Retail merchant services

A suite of tools to power your store

Data-driven reports for customers, employees, and inventory — plus tracking for transactions, invoicing, and receipts — with Michael on the line when something breaks.

Manage inventory

Sell, track, and restock with organized reports — categories, prices, and discounts from connected devices.

Customer & employee tracking

See who’s selling and who’s buying — reporting that helps staffing and loyalty decisions without spreadsheet chaos.

Offline transactions

Weak Wi-Fi shouldn’t kill Saturday rush. Plan offline-capable checkout so payments stay moving.

Receipt options

Print, email, or text — leave a lasting impression without slowing the line.

Chargeback mitigation

Respond to disputes with a specialist who helps — not a ticket that disappears into a queue.

Next-day funding

Qualified sales typically fund the next business day — so inventory and payroll stay on schedule.

Devices you can depend on

Paving the way to profits with the right hardware

Brick-and-mortar, ecommerce, or hybrid — Michael matches countertop, contactless, mobile, and virtual options to your floor, and tells you what’s free vs what isn’t before you switch.

Countertop

Genius Countertop — $0 to start.

Fast, sleek counter POS with built-in cash discounting and ID/age verification — the checkout liquor, smoke, and convenience stores have been asking for.

Ask about Genius for my store →
Clover Mini
Full station

Clover — the retail workhorse.

From the 8-inch Mini to the dual-screen Station Duo — inventory, staff reports, and checkout in one system.

See if Clover fits my counter →
Terminal

Valor smart terminals.

Fast tap, chip, and swipe — and the VP100 runs two businesses on one terminal with dual MIDs.

Text for terminal help →

Which payment solution fits my retail roadmap?

Customer features

Processing that supports every shopper need

Attract customers — then turn them into regulars. Features that keep your storefront at the forefront without burying you in junk fees.

Tap to Pay on iPhone

Accept contactless cards and wallets on iPhone — no extra reader required for many setups.

Gift cards

Let customers gift the retail experience you’ve built — where your POS stack supports it.

Loyalty solutions

Reward consistent shoppers with programs that fit your brand — Michael helps pick a stack that doesn’t bury fees.

Honest pricing options

Interchange-plus or simplified programs when the math is right — including cash-discount style where it honestly helps.

Frequently asked questions

Retail processing, answered straight

How do I choose a retail POS system?

Match the counter to how you sell — fixed storefront, pop-up, multi-location, or hybrid online. Michael reviews your volume and floor, then recommends terminals, Square, or integrated POS only if it fits.

Can you manage multiple stores with one system?

Often yes. Many POS and reporting setups connect multiple locations — inventory, employees, and sales — under one relationship. Michael helps pick a stack that grows with you.

Can you migrate my current inventory and customer data?

Usually yes for common POS platforms. Michael walks you through imports (often CSV) so products and customers move with you — not left as your homework.

Why do retailers choose BPS?

Clear rates, working equipment, and a specialist who picks up — not a call-center maze. Official Square reseller support when Square is the right fit, plus next-day funding on qualified sales.

What does the free fee checkup cost?

Nothing. Text one statement. Michael shows your true rate in plain English — usually within a day — with no obligation to switch.

Text (575) 779-5505 See accept payments →

Integrations

Low-code options no matter the business model

Countertop hardware, ecommerce, and hybrid setups — Michael helps wire processing into the tools you already use so you’re not stuck figuring out gateways alone.

Talk retail setup

The payment partner that supports all your retail endeavors

Seasoned owner or just starting out — BPS supports the model you run. Send a statement. Get a straight answer on rates, gear, and whether switching is worth it.

No contracts. No obligation. Just clearer retail processing.